Raison

Raison

Created using Figma
Created using Figma
RAISON provides you with the investment opportunities which were available only to professional investors. RAISON integrates all your financial life in one app. It gives you the ability to manage capital wiser and invest effectively.
Risk: High
Dec 7, 2017
Dec 21, 2017
100% completed
$1 000 000
100% goal completed
past
Dec 7, 2017
Jan 27, 2018
100% completed
Raised funds - no Data
Hard cap 4 000 000 EURO
past
  • 1 RSN
    =
    10 EUR
Token Details
Ticker
RSN
Accepted Currencies
ETH, BTC
Company Details
Registered Country
United Kingdom
Additional Details
Platform
Ethereum
Categories
Platform

About Raison

RAISON pools all user accounts, analyses cash flows and offers recommendations on how to improve the customer’s financial position. The application enables utilisation of familiar financial services (IBAN, cards, and payments) on a single platform.

The platform focuses on functional simplicity based on the state-of-the-art high-tech financial solutions in a fully regulated legal environment.

The product specifically targets the Western European market as the most legally-transparent region with positive attitudes towards cryptocurrencies and excellent investment prospects in a zero interest rate environment.

Further market development prioritises Eastern Europe, Great Britain and the USA.

RAISON platform is built by a team of professionals from “Threesixty Elements S.A.” specialising in wealth management services and financial advice, and AKILIO project team, successfully implementing machinelearning and AI-integrated systems across many industries.

Features

RAISON is the platform for handling the investments and personal finance, which employs the Artificial Intelligence algorithms and offers simplicity, enhanced usability and wide investment opportunities, among other things, in the blockchain-related products. The platform allows analyzing users financial situation and using the application in everyday life — for example, to pay for shopping with bitcoins using virtual Apple Pay card or jointly settle bills for lunch. We have integrated all financial environments of a customer into a single app.

Technical Info

Ethereum erc20 standard token.

Raison Roadmap

  • november 2014 – january 2015

  • Inception of Element US IPO I and Element Incubator – private closed-ended funds of future Threesixty Elements S.A. anchor investors
  • november 2014 – january 2015

  • Inception of Element US IPO I and Element Incubator – private closed-ended funds of future Threesixty Elements S.A. anchor investors
  • october 2015

  • BVI Financial Services Commission grants certification to Threesixty Elements S.A. to act as an approved investment manager
  • february 2016

  • Granting registration pursuant to Section 203 of the Investment Advisers Act of 1940 by United States Securities and Exchange Commission to act as an Investment Adviser
  • Read More
  • december 2016

  • Achieving turnover as part of the formation of the investment strategy and the distribution of structured notes for 2016 in amount of about $15 million
  • august 2017

  • Blockchain Mining and Research Investment inception. The first mining fund for professional investors to pool funds for the purposes of generating of generating long-term profits and capital appreciation by maintaining decentralized blockchain-networks
  • september 2017

  • Application to be authorized as a foreign market participant with Swiss Financial Market Supervisory Authority FINMA Blockchain Mining and Research Investment became a CRYPTO VALLEY (Zug, Switzerland) resident
  • november 2017

  • Filling an application for an authorization under MiFID as an Investment firm to custody structured notes and providing investment advisory in Europe
  • december 2017

  • Crowdfunding campaign with token sale of RAISON
  • february 2018

  • Opening a local office in Europe (Luxembourg, Estonia) Filling an application to be licensed as an Electronic money institution with CSSF
  • may 2018

  • First product launch with the aggregation of personal finance data on a single platform and issuing recomendations for a daily financial life based on AI technologies
  • june 2018

  • ICO ratings and blockchain investment instruments beta
  • august 2018

  • Granting authorization to operate within a regulatory scope in place of domiciliation, approval for cross-border activities in EU. Implementing payment cards solution into platform.
  • september 2018

  • Implementing AI trading advisory, launching umbrella services and onboarding to platform for crypto asset managers
  • december 2018

  • P2P lending beta
  • february 2019

  • Banking license application
  • may 2019

  • Implementation of P2P lending into platform
  • december 2019

  • P2P Insurance implementation

Activity

Team

Verified 6%

Attention. There is a risk that unverified members are not actually members of the team

Head of Business Development
unverified
Global Head of Technology
unverified
Global Head of IT Services and Development
unverified
Waldemar Karcher
unverified
Global Head of Corporate Strategy
verified
Head of Relocation and Following Strategies
unverified
Global Head of Investment Strategies
unverified
Chief Marketing Officer
unverified
Head of Multi-Asset Strategies, Structured Product...
unverified
Alexander Vinogradov
Head of Option Strategies and Trading
unverified
Global Head of Compliance
unverified
Gordeychuk Andrey
Chief Information Officer, IS LLC
unverified
Martynov Alexey
Chief Technology Officer, IS LLC
unverified
Zhuk Denis
Chief Data Officer, IS LLC
unverified
Kuznetsov Artem
Computer Systems Architect, IS LLC
unverified
Stepanov Anton
Team Lead, IS LLC
unverified

Raison Interviews

Alexander Zaytsev
As a team member, сan you tell us about your role in the project? What do you think about idea? Thank you!)
My name is Alexander Zaytsev. I’m one of the founders and also the Global Head of Corporate Strategy in RAISON. So I’m the guy responsible for strategic development of the platform, for full compliance with all the regulations of ICO and the project itself.

When we started RAISON we had no intention to develop a new blockchain just because it is a new hype. We just found a great demand for the app which could solve the problems our friends and customers faced in their lifes. The problems with high counterparty risks while purchasing crypto assets. The problems with advisory with the countless amount of cryptocurrencies trading. So we found interesting the idea of developing such product using additional financing from the crowd market because we want to give an opportunity for each customer to participate in product development to make RAISON convenient and useful for the majority.

RAISON – sole platform for all your financial life
2.94
risky
5.0 17
ICO Profile Vision Activity Potential Product Team

Raison Reviews

icoscoring.com
ICO review website

Most experts believe that the share of banks in the global financial ecosystem will constantly decline, and their place will be occupied by various fintech start-ups. The question is how successfully Raison will be able to compete with major projects that attracted tens of millions of venture capital investments.

Currently, there is no product - launch is planning on May 2018. The automated forecasting system uses neural networks and machine learning technologies; to confirm the performance of their algorithms, the company should present results of forecasting, to allow users to check their accuracy. Most of the decisions vital to the operation of Raison will be launched only in 2018-2019. Question of collaboration with European regulators is still open. In WP is written: “The main expenditure items for RAISON will be the operating costs, namely licensing, office rent, personnel and IT development. A more detailed breakdown is provided in the full financial model, which is available separately”. The point is that structure of costs and, therefore, forecast of EBITDA are not provided initially. > 20% in revenue structure of 2020, and ~ 30% of revenue in 2021 accounted for a commission from transactions, but currently there are no guarantees that Raison will receive a banking license. “A portion of the collected funds, but not more than 20 million EUR, will be equally distributed between the Element ONE and Element Blockchain” - without any guarantees for the owners of tokens; investment strategy is also not disclosed. The main revenue channels, which in 2020 and 2021 will provide more than 50% of its total volume, will be margin loans for the purchase of classic (shares, bonds) and crypto-assets. The rate of yield on loans for buying classic assets, specified in the WP, is 1.2%; revenue in 2020 is € 33.6M, in 2021 - € 82.2M, so Raison needs to raise € 2.8bn in 2020 and € 6.85bn in 2021 - and so far, there are no guarantees, that large financial organizations will be ready to provide such funds.

The lack of advisory from large companies working in the financial sector - banks, fintech-projects. For the CEO and COO there are no links to their LinkedIn. It is possible that the current employment in Threesixty Elements will prevent some key employees from fully focusing on working in Raison.

Read More
bitcoinexchangeguide.com
reviews

They claim to be a financial analytical powerhouse platform. But no information given by the company shows why we should believe this is true. Instead they use unverified team members and vague descriptions of what they do to entice naïve investors. They are a high-risk investment company and should be avoided or used with caution.

Read More
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