Pngme is a hybrid centralized and decentralized finance (DeFi) platform that allows open access to finance anywhere at any time through a smartphone. Targeting emerging markets users can make instant payments, save money, and get a digital credit score using data from their smartphone.
Pngme is launching first with cryptocurrency peer-to-peer payments and cryptocurrency interest-bearing savings accounts using Pngcoin. Subsequently Pngme will be launching regulated, regional, asset-backed stable coins. This will allow for payments, savings, and digital asset backed loans to be taken out through our mobile application or DeFi Dapp in the following fiat currencies:
Users of Pngme will be able to stake Pngcoin to earn interest and increase their Pngcoin holdings as well as get discounts on lending rates and fees. Each quarter Pngme will repurchase Pngcoin with 10% of its profits back from users.
Users of Pngme will be able to:
Pngme’s vision is to enable anyone in the world to have democratized access to financial services from their mobile device.
Low or fee-less mobile payments in your local or digital currency.
Everyday AccountsEasily create a daily spending account for everyday mobile payments.
Piggy BankEarn interest on the money saved in your Pngme piggy bank account.
Credit ScoreAlgorithmic credit score created from a user's mobile digital footprint.
Peer-to-Peer LoansLend and borrow money on Pngme at competitive interest rates.
PngcoinEarn Pngcoin when you sign up, refer friends, or save to your Piggy Bank.
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