Humaniq

Humaniq

Created using Figma
Created using Figma
A next generation financial service for unbanked people based on Blockchain as a platform
  • Market
    Price
    Open 24H
    Range 24H
    Volume 24H
    Change 24H
  • Yobit
    17 hours ago
    $ 0.0150
    $ 0.0255
    L: $ 0.0150
    H: $ 0.0255
    $ 2.42
    -41.06%
  • CCEX
    one year ago
    $ 0.0014
    $ 0.0014
    L: $ 0.0014
    H: $ 0.0014
ICO
Apr 6, 2017
Apr 27, 2017
100% completed
$5 163 000
5.7 K
100% goal completed
past
  • 1000 HMQ
    =
    1 ETH
Pre-ICO
Dec 15, 2016
Dec 27, 2016
100% completed
Raised funds - no Data
5.7 K
past
  • 1500 HMQ
    =
    1 ETH
Token Details
Ticker
HMQ
Company Details
Registered Country
United Kingdom
Additional Details
Categories
Platform, Business services

About Humaniq

Money Transfers


Introduction


Humaniq harnesses the power of Blockchain and AI technologies to break down barriers to earning, spending, and accessing finance. We put you in total control of all your transactions. Payments are entirely transparent and accessible at all times, and with our Blockchain-based app you can track all your funds.


Humaniq Solution


Our project uses Blockchain technology that frees people to make direct payments that bypass go-betweens. To send money, you simply log-in to our app, which uses facial recognition technology to ensure that transactions are secure. You can then replenish your Humaniq balance, and transfer Humaniq tokens to other users anywhere on Earth. With Humaniq’s almost zero-cost transactions, micropayments become easy-to-make and affordable. You also avoid the cost of transferring funds from one currency to another - another reason to take control of your money with Humaniq.

Remote work


Introduction


How to access labour markets where there are more jobs, without leaving the home and people you love? Millions of people in under-developed regions are working for $2 or less per day. Living there, you have few opportunities for better prospects and a better life. But the alternative of emigrating to a country with more jobs can be a difficult choice, and hard to achieve.

Humaniq Solution


With the Humaniq app, everyone can now work and earn decent amounts of money online. Our app collects simple tasks companies need people to execute from partners such as Amazon Mechanical Turk. After you log-in and your identity is confirmed, you can access these tasks in a special ‘Earn’ tab. They are tasks that require no special skills, and help companies’ research in image and speech recognition technologies. Some people have this way earned up to $30 a day, giving people using our app a new route out of poverty.


Aid without corruption


Introduction


Every year developing countries receive billions of dollars of financial aid from wealthier nations, but unfortunately, a significant portion of this funding is spent inappropriately — essentially wasted. According to the UN, the share of the funding that is lost reaches as much as 30% in some regions. Most often this happens when transferring money to the victims of natural disasters.

Humaniq Solution


Making sure that aid payments reach those who need them is another essential, life-changing task Humaniq can perform. Using the Blockchain technology, funds can be easily transferred to intended recipients in a way that can be confirmed. After requested assistance is provided, a special mark appears both in the Blockchain and in the Humaniq app, to prevent double spending. Thanks to the complete transparency of Humaniq Blockchain, tracking the flow of funds has never been such an easy task. And by making payments transparent, we can give people new confidence that aid organisations can effectively distribute emergency aid.

Direct lending to entrepreneurs


Introduction


Low-income people are often unable to access finance needed to start up a business. Relatively small sums would give them a route to earn their way out of poverty. But while micro-finance can tackle this, such lenders rely on field partners to distribute the funds. This makes accessing micro-finance harder, and the field partners charge interest of up to 35%, making it needlessly more expensive.

Humaniq Solution


We truly believe to help unbanked people improve their life, they need a way to invest in their future so they can achieve a higher standard of living. We can support lending by cutting out the middle-men and bringing lenders and borrowers together. To do this, we are developing a Business in-app feature to let Humaniq’s partners lend and donate and app users to apply for funds. This will widen access to microfinance faster than can be achieved through branches and field partners. And it will make lending quicker and cheaper - with interest less than 10%, and transfers of funds at almost zero-cost.

Finance for everyone


Introduction


The World Bank estimates that some 1.5 billion people in the world cannot benefit effectively from society the way they should be able to. In African states, more than 55% of the population have no formaI IDs and, in many cases, these people effectively do not exist for targeted social programs. Women in such regions used to have even less access to financial services such as credit lines and formal salaries.

Humaniq Solution


Humaniq plans to help сreate gender equality by connecting the female population to 4.0 banking services. Anyone — young, old, male or female — can receive loans or donations in Humaniq This will improve healthcare, income, and education. It will also remove the barriers to women registering bank account. Women will have more control over their finances and business. For oppressed women and for others without any access to banks, the barriers to financial account registration will disappear. People will gain control over their funds and their businesses.

Smartphones affordable for everyone


Introduction


Humaniq’s aim is to bring cutting-edge Blockchain technologies to the 2 billion unbanked people in the world. Many do not even have access to a smartphone. They are shut out from the 21st Century economy, and from all the opportunities for learning, connecting and earning that smartphones provide. While costs are coming down, a smartphone that can perform mobile wallet functions still cost as much as $20, often out of the reach of the unbanked, who earn $2.50 or less a day.

Humaniq Solution


Humaniq will reward those downloading our app and completing the biometric ID process to confirm their identity with cryptocurrency. Now, everyone can purchase an affordable smartphone, install the Humaniq app and then potentially cover the cost of the phone within a matter of days, simply by engaging with our app, providing personal data and learning. We want to go further. We are working on a partnership that could see free phones provided, in return for the user performing future services or providing data.

Boosting the Chinese economy


Introduction


Nowadays, nearly 95% of trade volume comes from China. Africa is seen by Chinese businessmen as 900 million potential customers in a fast-growing market. Perhaps more importantly, African societies are far from market saturation, unlike their Western counterparts. Thus, in Africa, China finds not only an ample supply of potential new customers but far less competition from other nations. The Humaniq project is really good news for China.

Humaniq Solution


Humaniq app will not be just another crypto-wallet. We will provide 4.0 banking which gives an opportunity for users to earn money by interacting within the app as well as attracting microloans. This means unbanked people will be able to improve their lives and to afford purchasing more goods for their families and themselves. And the more wealth is created in emerging economies in Africa, Asia and South America, the better for the manufacturing sector and export economy of China. By helping these millions of people to raise some money, Humaniq will therefore give an impulse for growing purchasing-power.

Features

- Mobile Wallet is an interface for mobile (iOS, Android) users that provides them with quick access to their balances and lets them transact with other users/merchants.
- A built-in module for collecting biometric user data, such as voice and video, which can be used to bind user with his identity and provide them with additional features of the platform, such as activity or action-based emission.
- If the user already has Humaniq tokens they might transact directly using Token smart contract bypassing Humaniq servers. After signing the transaction user might send it directly to Ethereum blockchain.

Technical Info

Technical details:  Humaniq is a decentralized platform based on blockchain technology. It's major component is that a transaction settlement will be done on Ethereum blockchain using the Standard Token (ERC20) contract. New tokens will be emitted for every authenticated user and the rules of emission will be controlled by “Emission smart contract”. Humaniq servers will be responsible for authorization of users on the blockchain via Biometric ID services as well as approving additional token emission. Users will only interact with Mobile Wallet for their smartphones. There are three key components of Humaniq platform: - User-facing mobile Wallet - Humaniq servers - Contracts on Ethereum Blockchain Mobile Wallet Mobile Wallet is an interface for mobile (iOS, Android) users that provides them with quick access to their balances and lets them transact with other users/merchants. Mobile Wallet manages private and public keys for the user, which are used to sign transactions locally. It also has a built-in module for collecting biometric user data, such as voice and video, which can be used to bind the user with his identity and provide them with additional features of the platform, such as activity- or action-based emission. Mobile Wallet also includes an API for third-party developers so they can interact with Wallet: access balances, send transactions, etc. Humaniq Servers Hosted servers that are responsible for providing extended functionality on top of the standard token contract. Main responsibility of the servers is to relay signed transactions from Mobile Wallet to Ethereum blockchain. Service comes with Biometric ID API, which is used by Biometric ID services to authenticate people on the platform. Contracts on Ethereum blockchain: There are two contracts that are going to be deployed on the blockchain. First one will be the Standard Token (ERC20) contract that keeps track of user balances and allows them to transfer tokens between each other. Second one will be responsible for token emission. The source code:  Code of the ICO-contract is on GitHub - https://github.com/humaniq Proof of developer:  Public team

Humaniq Roadmap

  • April 2016

  • Inception of the Humaniq idea by Alex Fork.
  • November 2016

  • Humaniq Whitebook is written and the original project team is formed.
  • December 2016

  • Humaniq.co website is launched and pre-ICO is announced
  • February 2017

  • Smart contracts are being developed, due diligence and marketing campaign take place. Humaniq team meets with project partners in India. Alex Fork conducts the first performance tests of the project in unbanked regions of India. Humaniq announces first online hackathon Pre-ICO (crowdsale) is launched
  • Read More
  • March 2017

  • Alpha version of the app is available for testing on IOS and Android.
  • April 2017

  • Humaniq collects $1.5 mln in the first hour of their ICO.
  • May 2017

  • App with new enchanced biometrics is being released.
  • Now

  • Humaniq is 43 people now, working from 14 countries.

Activity

Activity:
37
VERY LOW
Posts:
4 175
VERY HIGH
Views:
237 224
VERY HIGH
Activity:
420
VERY HIGH
Merit:
250
HIGH
Posts:
1 449
VERY HIGH
Views:
78 452
VERY HIGH
Users:
389
HIGH
Posts:
3 415
VERY HIGH
Followers:
25 289
VERY HIGH
Likes:
24 395
VERY HIGH
Followers:
483
VERY LOW
Tweets:
3
VERY LOW
30 Days Growth:
-6
Alexa
Rank:
1 487 758
VERY LOW
Delta:
876 624
Year commits:
213
Watchers:
345
Stars:
115
Forks:
62
Open issues:
2

Team

Verified 54%

Attention. There is a risk that unverified members are not actually members of the team

Head of Humaniq
verified
CAO
verified
CFO
verified
Product Manager
verified
Developer
verified
Lead Frontend Developer
verified
Peyman Irani
SMM, CSS
unverified
Segrey Blinov
SMM, CSS
unverified
Andriy Schechenko
Forum Administrator
unverified
Lee Baker
Writer
unverified
Graphic Designer
unverified
Humaniq
verified

Advisors

Verified 91%

Attention. There is a risk that unverified members are not actually members of the team

Adviser
verified
Adviser
verified
Adviser
verified
Iggy Bassi
Adviser
unverified
Adviser
verified

Last News

$ 0.0107
-19.43%
Coin Stats
Daily, %:
-19.43%
Weekly, %:
-55.23%
Monthly, %:
-61.78%
Market Info
Market Cap:
$ 1.997 M
Volume 24h:
$ 155.606 K
Circ. Supply:
187.731 M HMQ
Ticker:
HMQ
ICO profit
X 0.0001
ICO Price~$130.16
3.73
stable
5.0 7
ICO Profile Vision Activity Potential Product Team

Humaniq Reviews

bitcoinexchangeguide.com
News, reviews

Humaniq categorizes itself as a humanitarian capitalist organization: it wants to make money, but it also wants to improve the world. With Humaniq, users in developing parts of the world can access conventional banking services – something they struggle to access.

Today, over 2 billion people worldwide don’t have a bank account. And, 1.5 billion people don’t have identification documents – which makes it virtually impossible to access conventional banks.

Humaniq has solved this problem with their Humaniq app. The app uses biometric identification (face and voice recognition) to authenticate each user – which means you can use the app without entering passport or identification details.

Future uses for the app include finding and giving out loans, providing insurance, and searching for work. Humaniq has open APIs and is encouraging financial tech startups to develop applications on their platform.

Humaniq is one of those apps that can change the world.

Read More
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