{"id":780,"date":"2018-11-20T00:25:04","date_gmt":"2018-11-20T00:25:04","guid":{"rendered":"https:\/\/icoholder.com\/blog\/?p=780"},"modified":"2025-06-16T14:36:37","modified_gmt":"2025-06-16T14:36:37","slug":"easy-crypto-payment-solution-for-spending","status":"publish","type":"post","link":"https:\/\/icoholder.com\/blog\/easy-crypto-payment-solution-for-spending\/","title":{"rendered":"Easy Crypto Payment Solution For Spending"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/icoholder.com\/blog\/easy-crypto-payment-solution-for-spending\/#What_is_TenX\" >What is TenX?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/icoholder.com\/blog\/easy-crypto-payment-solution-for-spending\/#How_Does_TenX_Work\" >How Does TenX Work?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/icoholder.com\/blog\/easy-crypto-payment-solution-for-spending\/#The_TenX_Wallet\" >The TenX Wallet<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/icoholder.com\/blog\/easy-crypto-payment-solution-for-spending\/#The_TenX_Transactions\" >The TenX Transactions<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/icoholder.com\/blog\/easy-crypto-payment-solution-for-spending\/#The_TenX_Decentralized_Security_Smart_Contracts_DSS\" >The TenX Decentralized Security Smart Contracts (DSS)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/icoholder.com\/blog\/easy-crypto-payment-solution-for-spending\/#A_Closer_Look_at_the_COMIT_Network\" >A Closer Look at the COMIT Network<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/icoholder.com\/blog\/easy-crypto-payment-solution-for-spending\/#The_TenX_Fee_and_Rewards\" >The TenX Fee and Rewards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/icoholder.com\/blog\/easy-crypto-payment-solution-for-spending\/#What_is_TenX_PAYToken\" >What is TenX PAYToken?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/icoholder.com\/blog\/easy-crypto-payment-solution-for-spending\/#The_TenX_Development_Team\" >The TenX Development Team<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/icoholder.com\/blog\/easy-crypto-payment-solution-for-spending\/#The_Future_of_TenX\" >The Future of TenX<\/a><\/li><\/ul><\/nav><\/div>\n<p>TenX is a digital wallet and a physical debit card that allows holders to spend <a href=\"https:\/\/icoholder.com\/blog\/how-to-turn-bitcoin-into-usd\/\">digital coins<\/a> in stores, including those that do not accept cryptocurrencies. Although businesses that accept digital coins for payment are increasing, the pace is very slow, highlighting the need for an easy crypto payment solution like TenX to accelerate adoption.<\/p>\n<p>Besides<a href=\"http:\/\/fortune.com\/2017\/08\/08\/overstock-digital-currency\/\"> Overstock.com<\/a> and perhaps a few others, store options for people who use digital coins are few and far between. The reality of having coins that one cannot spend has made some people hesitate to jump into buying cryptocurrencies.<\/p>\n<p>However, the scenario of having coins you cannot spend is now changing with TenX. This post is a comprehensive TenX review to establish how it works and whether it can effectively bridge the gap between cryptos and fiat currencies.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_TenX\"><\/span>What is TenX?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>TenX is a crypto-based payment platform comprising of a bank account, physical debit card, and a digital wallet designed to help make cryptocurrency payment in the real world easy. On their website, the caption \u201c<a href=\"https:\/\/tenx.tech\/en\/\">spend in the real world at real time<\/a>\u201d is being used to redefine the niche by allowing crypto users to spend their coins at over 42 million points of sale across the globe.<\/p>\n<p data-pm-slice=\"1 1 []\">The platform is designed to help connect businesses and assets on the blockchain to the real world, and thereby extend the application of decentralized benefits. As an easy crypto payment solution, TenX simplifies spending digital assets seamlessly in everyday transactions. But this is not all.<\/p>\n<p>The TenX platform also allows developers to create\u00a0<a href=\"https:\/\/tenx.tech\/en\/\">smart contract<\/a> modules so that businesses can accept payments from different coins. Think of it this way: you make payment for an item using a coin such as Bitcoin, but TenX receives the payment in USD.<\/p>\n<p>The TenX platform and token launched in mid-2017 with an Initial Coin Offering (ICO) that raised $39 million. The ICO target was reached in less than 36 hours.<\/p>\n<p>According to\u00a0<a href=\"https:\/\/coinmarketcap.com\/currencies\/tenx\/\">CoinMarketCap site<\/a>, the price of TenX grew from $1.10 in early July 2017 to $4.77 \u00a0in 14 August 2017. It also hit another peak of $5.00 on December 25, 2017, the highest mark in its history, before taking a bearish trend and sinking to $0.50 in August 2018.<\/p>\n<p>The image below is a caption showing the\u00a0<a href=\"https:\/\/coinmarketcap.com\/currencies\/tenx\/\">price movement of TenX coin<\/a> in the market.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-783\" src=\"https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/tenx-coin-in-the-market.jpg\" alt=\"tenx coin in the market\" width=\"669\" height=\"245\" srcset=\"https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/tenx-coin-in-the-market.jpg 1062w, https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/tenx-coin-in-the-market-300x110.jpg 300w, https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/tenx-coin-in-the-market-768x281.jpg 768w, https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/tenx-coin-in-the-market-1024x374.jpg 1024w, https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/tenx-coin-in-the-market-164x60.jpg 164w\" sizes=\"auto, (max-width: 669px) 100vw, 669px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Does_TenX_Work\"><\/span>How Does TenX Work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The core mission of TenX is to make it possible for blockchain assets to be spent instantly just like fiat currencies. To achieve this, TenX uses a built-in wallet and card system on the\u00a0<a href=\"https:\/\/www.comit.network\/\">COMIT network<\/a>. COMIT is a routing protocol designed to facilitate direct payment across blockchains.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"The_TenX_Wallet\"><\/span>The TenX Wallet<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a multi-currency wallet designed to facilitate the management of digital coins. This means that it works through\u00a0<a href=\"https:\/\/www.mycryptopedia.com\/public-key-private-key-explained\/\">private keys and public keys<\/a> that help users to securely send and receive tokens.<\/p>\n<p>The good thing about TenX PAY wallet is that it is available in desktop, web and mobile versions. This means that you do not have to be on your desktop to make a payment using your TenX wallet. Simply download and install TenX on your Android or iOS smartphone to access the platform on the go.<\/p>\n<p>Today, TenX wallet stores Bitcoin, Litecoin, Ethereum, and most\u00a0<a href=\"https:\/\/eidoo.io\/erc20-tokens-list\/\">ERC-20 coins<\/a>. However, the TenX development team has indicated it is working on progressively increasing the supported coins.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"The_TenX_Transactions\"><\/span>The TenX Transactions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>When you join the TenX platform, transactions can be done using the<a href=\"https:\/\/itunes.apple.com\/us\/app\/tenx-blockchain-asset-wallet\/id1273403542?mt=8\"> TenX app<\/a> or the TenX debit card. It is important to note that your coins remain as cryptocurrencies on the TenX PAY token wallet until the time of the transaction.<\/p>\n<p>Take a look at the\u00a0<a href=\"https:\/\/itunes.apple.com\/us\/app\/tenx-blockchain-asset-wallet\/id1273403542?mt=8\">TenX app<\/a> in the image below:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-784\" src=\"https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/tenx-app.jpg\" alt=\"tenx app\" width=\"650\" height=\"318\" srcset=\"https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/tenx-app.jpg 866w, https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/tenx-app-300x147.jpg 300w, https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/tenx-app-768x376.jpg 768w, https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/tenx-app-123x60.jpg 123w\" sizes=\"auto, (max-width: 650px) 100vw, 650px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_TenX_Decentralized_Security_Smart_Contracts_DSS\"><\/span>The TenX Decentralized Security Smart Contracts (DSS)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/medium.com\/@tacharts\/introduction-to-tenx-blockchain-payment-platform-comit-network-4478408199f6\">Decentralized security smart contracts<\/a> are created to help users take greater control over their digital assets. For example, the contract allows users to set daily spending limits, purchase limits, and even withdrawal limits.<\/p>\n<p>Indeed, you could even select the types of coins that you want to spend with the card. For example, a user could plan to make purchases with 40% Bitcoin, 30% Ethereum, 15% Litecoin, and 15% Dash.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"A_Closer_Look_at_the_COMIT_Network\"><\/span>A Closer Look at the COMIT Network<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>TenX is fully integrated with the Cryptographically-secure Off-chain Multi-asset Instant Transaction (COMIT) network designed by the TenX development team. However, it operates separately with a\u00a0<a href=\"https:\/\/www.comit.network\/\">different site and whitepaper<\/a>.<\/p>\n<p>The main objective of the COMIT platform is to allow new blockchains to plug in its system and connect to others through the\u00a0<a href=\"https:\/\/blog.tenx.tech\/a-q3-update-on-comit-how-to-route-through-a-network-of-blockchains-b142a0e8dd14\">COMIT Routing Protocol<\/a>. The routing protocol sets standards that outline how blockchains communicate with each other after plugging into COMIT.<\/p>\n<p>The COMIT network has now made it possible to exchange one crypto asset for another at a lower transaction fee. However, blockchains have to meet the following requirements before they can be allowed to plug and use COMIT network:<\/p>\n<ul>\n<li>Must have <a href=\"https:\/\/pumapay.io\/what-is-double-spending-and-how-can-the-blockchain-prevent-it-from-happening\/\">double-spend protection<\/a><\/li>\n<li>It must be\u00a0<a href=\"https:\/\/en.bitcoin.it\/wiki\/Multisignature\">multi-signed<\/a><\/li>\n<li>Must have\u00a0<a href=\"https:\/\/www.gwern.net\/Self-decrypting-files\">time-locks<\/a><\/li>\n<\/ul>\n<p>To run a COMIT transaction, the user is required to have a wallet that is already connected to the COMIT platform. The recipient\/business also will need to be connected to the COMIT network, making this an easy crypto payment solution for seamless blockchain asset transfers.<\/p>\n<p>When a user initiates a transaction to an approved business address, it is passed via a network of\u00a0<a href=\"https:\/\/www.comit.network\/doc\/COMIT%20white%20paper%20v1.0.2.pdf\">Liquidity Providers<\/a> to check for the one with the best exchange rate. Liquidity Providers are intermediaries such as exchanges that convert assets from one form to another.<\/p>\n<p>In\u00a0<a href=\"https:\/\/www.comit.network\/doc\/COMIT%20white%20paper%20v1.0.2.pdf\">the diagram below<\/a>, note that the user (U) is making payment using Bitcoin, but the recipient business (B) is receiving it in USD. Note the Liquidity Providers:<\/p>\n<h2><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-785\" src=\"https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/diagram.jpg\" alt=\"diagram\" width=\"652\" height=\"422\" srcset=\"https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/diagram.jpg 718w, https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/diagram-300x194.jpg 300w, https:\/\/icoholder.com\/blog\/wp-content\/uploads\/2018\/11\/diagram-93x60.jpg 93w\" sizes=\"auto, (max-width: 652px) 100vw, 652px\" \/><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"The_TenX_Fee_and_Rewards\"><\/span>The TenX Fee and Rewards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>TenX does<a href=\"https:\/\/tenx.tech\/en\/\"> not charge a transaction fee<\/a> like other <a href=\"https:\/\/icoholder.com\/blog\/best-trading-platform-for-ripple\/\">cryptocurrency exchanges<\/a>. You will only be charged a one-time fee of $15 and $1.50 for the TenX debit card and virtual card issuing, respectively. The card does not have an annual fee. Users are only charged\u00a0<a href=\"https:\/\/support.tenx.tech\/hc\/en-us\/articles\/115000986011-Are-there-any-fees-for-using-the-TenX-Card-and-app-\">$10 if they spend less than $1000<\/a> annually on the card.<\/p>\n<p>Note that you can earn rewards for using the TenX card or holding the native tokens. For example, users receive a reward of 0.1% for every purchase they make using their TenX cards.<\/p>\n<p>It is important to note there are spending limits on TenX platform. A standard account has a withdrawal and spending limit of 2500 EUR\/day. However, as part of its easy crypto payment solution, you can raise the spending limit to 10,000 EUR and 20,000 EUR by upgrading your user account.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_TenX_PAYToken\"><\/span>What is TenX PAYToken?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>TenX PAY tokens are the native coins on the TenX platform. The<a href=\"https:\/\/onchainfx.com\/asset\/tenx\"> total supply of the PAYtokens<\/a> that will ever exist on the network is 205,000,000. By December 2017, about 105,000,000 entered the market.<\/p>\n<p>To buy and trade TenX PAY tokens, you can join the Upbit,<a href=\"https:\/\/latoken.com\/\"> LATOKEN<\/a>, Liqui, or<a href=\"https:\/\/international.bittrex.com\/\"> Bittrex<\/a> exchanges. Note that the exchanges require users to register and verify trading accounts before purchasing TenX. You also will need to fund the account and pick the right crypto pair such as TenX\/BTC to buy the coins.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_TenX_Development_Team\"><\/span>The TenX Development Team<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The process of developing TenX started several years before the launch of the TenX ICO in June 2017. The founding team that comprised Michael Sperk, Dr. Julian Hosp,<a href=\"https:\/\/www.linkedin.com\/in\/tobyai\/\"> Toby Hoenisch<\/a>, and<a href=\"https:\/\/www.linkedin.com\/in\/paulkitti\/\"> Paul Kitti<\/a> was concerned that the crypto community was encountering significant difficulties trying to use coins for conventional payments.<\/p>\n<p>Fenbishi Capital, a blockchain venture capital company, was an early investor in TenX. Note that<a href=\"https:\/\/cointelegraph.com\/ethereum-for-beginners\/who-is-vitalik-buterin\"> Vitalik Buterin<\/a> (founder of Ethereum) is a general partner at Fenbishi Capital.<\/p>\n<p>The development team aims to progressively improve the TenX infrastructure to make the platform a leading ecosystem in the crypto niche. By offering an easy crypto payment solution, the team wants to encourage more businesses to join the blockchain space because it is a technology whose time has already come.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_Future_of_TenX\"><\/span>The Future of TenX<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>While the blockchain niche unfolded quickly between 2009 and 2018, community adoption has been slow. This is mainly due to the lack of acceptance of crypto coins in conventional stores and poor cross-chain interoperability.<\/p>\n<p>The whole industry seemed doomed. However, new crypto ecosystems like TenX bring hope that growth is still possible. TenX offers a solution that is easy to understand. This puts it in a strong position to grow and become a major player.<\/p>\n<p>If you plan to join the cryptocurrency niche or want to diversify, this TenX Review recommends the project. Here are some signs that TenX could shape the future of blockchain:<\/p>\n<ul>\n<li>The platform charges no transaction fees. This could attract many users and increase the value of both the platform and its native coin.<\/li>\n<li>TenX is more than a platform for its native coin. It is a payment ecosystem for many coins. This means demand for its use will exceed that of individual crypto networks.<\/li>\n<li>It allows users to make direct payments using crypto assets while letting businesses receive funds in their preferred fiat currency. This will likely draw more users.<\/li>\n<li>TenX is available on multiple platforms, including mobile phones. This lets users manage accounts and shop with digital coins on the go.<\/li>\n<\/ul>\n<p>However, when dealing with cryptocurrencies, be cautious. Despite positive signs, always follow the basic rule: only invest what you can afford to lose and diversify your risk.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TenX is a digital wallet and a physical debit card that allows holders to spend digital coins in stores, including those that do not accept &hellip; <\/p>\n","protected":false},"author":16,"featured_media":906,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[],"class_list":["post-780","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wallets"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Easy Crypto Payment Solution For Spending<\/title>\n<meta name=\"description\" content=\"Easy crypto payment solution that lets you spend digital coins instantly and securely at millions of stores worldwide - 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